Taking a chance and making it less risky for others to do so:

SOMETHING  TO THINK ABOUT

". . . lending to people who work hard and can be trusted to repay their debt."  These words jumped out of an article in our regional Newspaper.  It reminded me of a report I heard on NPR a while back about a banker who specialized in making loans to Amish families.  None of the credit-score type criteria worked with these folk.  They didn't even have driver's licenses, and lacked an electronic trail.  The banker said he would go to see the people, meet their parents and their in-laws.  At a time of record foreclosures these Amish borrowers kept up with their obligations and paid on time.  Interestingly, though the folk in the car loan program, described in the article, could be considered high-risk, their default rate is low. What a refreshing concept.  People who keep their word, and meet their obligations.  I just read about the righteous person in Psalm 15.  Such people "keep their promises even when it hurts."    In Washington DC, state-houses, and countless county and city boardrooms officials are trying to solve financial crises.  Here is something all of us can do.  Be responsible.  What a novel idea. It's STTA. Click here for a PowerPoint presentation that has some of Solomon's ideas about solving our economic crisis.